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Azupay PayTo is a bank payment method that allows buyers in Australia to pay directly from their bank account using a PayTo agreement. Azupay uses a redirect flow where the buyer approves the payment on the Azupay hosted page.

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Setup

Azupay provides a self-service sign-up for a sandbox account. To sign up for an account, visit the sign-up page and follow the instructions.

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Credentials

When setting up PayTo in the dashboard, configure the following credentials:
  • Client ID - The client ID provided as part of the Azupay account request form once the account is created.
  • Secret key - The secret key generated in the Azupay Dashboard under Settings > API Keys.

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Capabilities

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Supported countries

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Supported currencies

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Limitations

  • Concurrent refunds - Another refund cannot be initiated while there is an outstanding in-progress refund.

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Webhooks

Azupay sends webhook events for every payment request status change. Ensure all webhook events are enabled:
  1. Log in to the Azupay Dashboard.
  2. Navigate to Settings > Payment Request webhook events.
  3. Set the webhook URL as defined by the connector.

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Integration

The default integration for Azupay PayTo uses a redirect to a hosted payments page. Start by creating a new transaction with the following required fields. 
var transaction = await client.Transactions.CreateAsync(
  transactionCreate: new TransactionCreate()
  {
    Amount = 1299,
    Currency = "AUD",
    Country = "AU",
    PaymentMethod =
      TransactionCreatePaymentMethod.CreateRedirectPaymentMethodCreate(
        new RedirectPaymentMethodCreate()
        {
          Method = "payto",
          Country = "AU",
          Currency = "AUD",
          RedirectUrl = "https://example.com/callback",
        }
      ),
  }
);
After the transaction is created, the API response includes a payment_method.approval_url and the status is set to buyer_approval_pending. The approval URL expires after 30 minutes. 
{
  "type": "transaction",
  "id": "ea1efdd0-20f9-44d9-9b0b-0a3d71e9b625",
  "payment_method": {
    "type": "payment-method",
    "approval_url": "https://cdn.gr4vy.com/connectors/..."
  },
  "method": "payto"
}
Redirect the buyer to the approval_url (open in a browser or Webview), where they can complete the payment. Once the buyer approves, the transaction progresses to a capture_succeeded state.