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ACI Worldwide is a global payment systems provider that offers payment processing solutions for merchants and financial institutions. Their platform supports card payments with advanced features like delayed capture and international payment processing across multiple currencies and countries.

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Credentials

When setting up ACI Worldwide in the dashboard, configure the following credentials, which are obtained from ACI Worldwide merchant dashboard:

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Entity ID

The entity required to authorize the request. This should be the channel entity identifier. In case channel dispatching is activated then it should be the merchant entity identifier.

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Access token

The access token can be found under Administration -> Account data -> Merchant / Channel Info

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Base URL (optional)

The base URL to use for API requests. If no Base URL is provided then the following defaults are used:
EnvironmentBase URL
sandboxhttps://eu-test.oppwa.com/
productionhttps://eu-prod.oppwa.com/

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Connector configuration

After setting up your ACI Worldwide connector in the dashboard, configure how transactions are routed to it. Choose one of the following options:
  • Using Flow - Configure ACI Worldwide as the target connector in Flow to automatically route card transactions to this connector
  • Using the API - Explicitly set the payment_service_id parameter to the ACI Worldwide connector ID when creating transactions. This overrides any Flow routing rules.
The connector ID can be found in the dashboard under Connections -> Configured connections.

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Capabilities

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Supported countries

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Supported currencies

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Integration

To accept card payments with ACI Worldwide, you need to use one of Gr4vy’s client-side integration methods. Due to PCI compliance requirements, card data should never be sent directly to your servers. You can integrate using:
  • Embed - A pre-built, customizable payment form that handles the complete payment flow
  • Secure Fields - Embed card input fields for building custom payment forms while maintaining PCI compliance
  • Mobile SDKs - Native SDKs for iOS, Android, React Native, and other platforms
After collecting the card details through one of these methods, the payment is processed through your configured ACI Worldwide connection.

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Testing

For testing in sandbox environments, you can use standard test card numbers. ACI Worldwide supports industry-standard test cards for simulating different transaction scenarios: Successful transactions:
  • Visa: 4111 1111 1111 1111
  • Mastercard: 5555 5555 5555 4444
  • American Express: 3782 822463 10005
Use any future expiry date and any 3-digit CVV (4 digits for American Express). For more test scenarios and additional card numbers, refer to the ACI Worldwide testing documentation or contact your ACI Worldwide representative.