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ACI Worldwide is a global payment systems provider that offers payment processing solutions for merchants and financial institutions. Their platform supports card payments with advanced features like delayed capture and international payment processing across multiple currencies and countries.

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Credentials

When setting up ACI Worldwide in the dashboard, configure the following credentials, which are obtained from ACI Worldwide merchant dashboard:

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Entity ID

The entity required to authorize the request. This should be the channel entity identifier. In case channel dispatching is activated then it should be the merchant entity identifier.

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Access token

The access token can be found under Administration -> Account data -> Merchant / Channel Info

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Base URL (optional)

The base URL to use for API requests. If no Base URL is provided then the following defaults are used:
EnvironmentBase URL
sandboxhttps://eu-test.oppwa.com/
productionhttps://eu-prod.oppwa.com/

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Connector configuration

After setting up your ACI Worldwide connector in the dashboard, configure how transactions are routed to it. Choose one of the following options:
  • Using Flow - Configure ACI Worldwide as the target connector in Flow to automatically route card transactions to this connector
  • Using the API - Explicitly set the payment_service_id parameter to the ACI Worldwide connector ID when creating transactions. This overrides any Flow routing rules.
The connector ID can be found in the dashboard under Connections -> Configured connections.

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Features

ACI Worldwide supports the following features:
  • Delayed capture - Authorize a payment and capture it at a later time
  • Partial capture - Capture a portion of the authorized amount
  • Partial refunds - Refund a portion of the captured amount
  • Void - Cancel an authorized transaction before capture
  • Zero auth - Verify a card without charging it

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Supported countries

ACI Worldwide supports transactions from buyers in the following countries:
Country codeCountry codeCountry codeCountry codeCountry codeCountry code
ATAUBEBGBRCA
CHCYCZDEDKEE
ESFIFRGBGRHK
HUIEINITJPLT
LULVMTMXMYNL
NONZPLPTROSE
SGSISKUS

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Supported currencies

ACI Worldwide supports processing payments in the following currencies:
Currency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency code
AEDAFNALLAMDAOAARSAUDAWGAZNBAM
BBDBDTBGNBIFBMDBNDBOBBRLBSDBWP
BZDCADCDFCHFCLPCNYCOPCRCCVECZK
DJFDKKDOPDZDEGPETBEURFJDFKPGBP
GELGIPGMDGNFGTQGYDHKDHNLHRKHTG
HUFIDRILSINRISKJMDJPYKESKGSKHR
KMFKRWKYDKZTLAKLBPLKRLRDLSLMAD
MDLMGAMKDMMKMNTMOPMURMVRMWKMXN
MYRMZNNADNGNNIONOKNPRNZDPABPEN
PGKPHPPKRPLNPYGQARRONRSDRUBRWF
SARSBDSCRSEKSGDSHPSLLSOSSRDSZL
THBTJSTOPTRYTTDTWDTZSUAHUGXUSD
UYUUZSVNDVUVWSTXAFXCDXCGXOFXPF
YERZARZMW

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Limitations

The following features are not supported by this connector:
  • Over capture - Capturing more than the authorized amount
  • Partial authorization - Accepting a partial amount when the full amount is not available
  • Network tokens - Using network-level tokenization
  • Digital wallets - Apple Pay, Google Pay, and other digital wallet integrations
  • Payment method tokenization - Storing payment methods outside of transactions

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Integration

To accept card payments with ACI Worldwide, you need to use one of Gr4vy’s client-side integration methods. Due to PCI compliance requirements, card data should never be sent directly to your servers. You can integrate using:
  • Embed - A pre-built, customizable payment form that handles the complete payment flow
  • Secure Fields - Embed card input fields for building custom payment forms while maintaining PCI compliance
  • Mobile SDKs - Native SDKs for iOS, Android, React Native, and other platforms
After collecting the card details through one of these methods, the payment is processed through your configured ACI Worldwide connection.

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Testing

For testing in sandbox environments, you can use standard test card numbers. ACI Worldwide supports industry-standard test cards for simulating different transaction scenarios: Successful transactions:
  • Visa: 4111 1111 1111 1111
  • Mastercard: 5555 5555 5555 4444
  • American Express: 3782 822463 10005
Use any future expiry date and any 3-digit CVV (4 digits for American Express). For more test scenarios and additional card numbers, refer to the ACI Worldwide testing documentation or contact your ACI Worldwide representative.