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PayPal is a digital wallet that enables buyers to pay using their PayPal balance, bank accounts, or cards. It provides a trusted payment experience with buyer protection and is widely recognized by consumers worldwide.

Setup

Follow the PayPal setup instructions before configuring PayPal payments.

Vaulting

To allow customers to tokenize their PayPal account for future payments, you need to contact PayPal and request that your account be enabled for Vault. Once Vault has been enabled on your PayPal merchant account, you can toggle the tokenization feature on within the PayPal connector settings in the dashboard.
PayPal Payment Tokenization Toggle

Ingest billing and shipping details

By default, billing, and shipping details received from PayPal are not imported. To enable this feature, head over to ConnectionsConfigured and select your PayPal connector. Next, go to Credentials and toggle Import billing details and/or Import shipping details. When Import billing details is enabled, any of the user’s name, email address, and billing address are automatically imported into your transaction, merging it with any data already present on the transaction. Linked buyers are not updated, but only the snapshot of the buyer on the transaction. When Import shipping details is enabled, the user’s shipping address is automatically requested and imported into your transaction, merging it with any data already present on the transaction. Linked buyers are not updated, but only the snapshot of the buyer on the transaction.
The ingestion of billing and shipping details is not available for tokenized payments.

Payment receiving preferences

By default, PayPal only settles payments automatically if the payment is in the primary currency of the PayPal merchant account. If you need to accept payments in additional currencies, you need to open a PayPal account balance in each of the currencies you intend to accept. Alternatively, you can configure your PayPal merchant account to automatically convert payments into the primary currency. If you receive a payment in a currency that your PayPal merchant account is not configured to accept, the payment enters a pending state and you need to log in to the PayPal merchant dashboard to trigger settlement, either by opening the required currency balance, or converting the payment into the primary currency of your PayPal account.
Payments left in a pending state are eventually reversed by PayPal.

FraudNet

FraudNet is a PayPal-developed JavaScript library that collects browser-based data to help reduce fraud. Upon checkout, the FraudNet library sends data elements to PayPal Risk Services for fraud and risk assessment. When creating transactions, the PayPal FraudNet library must be included on the checkout page for all transactions. When using Embed, the PayPal FraudNet library is included automatically. If you are using the API directly, you need to use the device fingerprinting library which includes the PayPal FraudNet library.

Features

PayPal supports the following features:
  • Payment method tokenization - Store PayPal accounts for recurring or future transactions
  • Delayed capture - Authorize a payment and capture it at a later time (up to 3 days for PayPal, 29 days with Vault)
  • Over capture - Capture up to 115% of the authorized amount or authorized amount + $75 USD (whichever is less)
  • Partial capture - Capture a portion of the authorized amount
  • Refunds - Refund transactions in full or in part (up to 180 days)
  • Partial refunds - Issue multiple partial refunds up to the captured amount
  • Void - Cancel an authorized transaction before capture
  • Deep linking - Direct integration with PayPal mobile app using deep links
  • Transaction sync - Automatic synchronization of transaction status updates
  • Settlement reporting - Detailed settlement reports via SFTP
  • Webhook integration - Real-time notifications for payment events

Supported countries

PayPal supports transactions from buyers in the following countries:
Country codeCountry codeCountry codeCountry codeCountry codeCountry code
ADAEAGAIALAM
AOARATAUAWAZ
BABBBEBFBGBH
BIBJBMBNBOBR
BSBTBWBYBZCA
CDCGCHCICKCL
CMCOCRCVCYCZ
DEDJDKDMDODZ
ECEEEGERESET
FIFJFKFMFOFR
GAGBGDGEGFGI
GLGMGNGPGRGT
GWGYHKHNHRHU
IDIEILINISIT
JMJOJPKEKGKH
KIKMKNKRKWKY
KZLALCLILKLS
LTLULVMAMCMD
MEMGMHMKMLMN
MQMRMSMTMUMV
MWMXMYMZNANC
NENFNGNINLNO
NPNRNUNZOMPA
PEPFPGPHPLPM
PNPTPWPYQARE
RORSRURWSASB
SCSESGSHSISJ
SKSLSMSNSOSR
STSVSZTCTDTG
THTJTMTNTOTT
TVTWTZUAUGUS
UYVAVCVEVGVN
VUWFWSYEYTZA
ZMZW

Supported currencies

PayPal supports processing payments in the following currencies:
Currency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency codeCurrency code
AUDBRLCADCHFCNYCZKDKKEURGBPHKD
HUFILSINRJPYMXNMYRNOKNZDPHPPLN
RUBSEKSGDTHBTWDUSD

Limitations

The following features are not supported by this connector:
  • Zero auth - Zero-dollar verification transactions are not supported
  • Partial authorization - Partial authorization for insufficient funds is not available

Integration

For PayPal, the default integration is through a redirect to PayPal’s hosted checkout page. Start by creating a new transaction with the following required fields.
var transaction = await client.Transactions.CreateAsync(
  transactionCreate: new TransactionCreate()
  {
    Amount = 1299,
    Currency = "USD",
    Country = "US",
    PaymentMethod =
      TransactionCreatePaymentMethod.CreateCheckoutSessionWithUrlPaymentMethodCreate(
        new RedirectPaymentMethodCreate()
        {
          Method = "paypal",
          RedirectUrl = "https://example.com/callback",
        }
      ),
  }
);
After the transaction is created, the API response includes payment_method.approval_url and the buyer_approval_pending status.
{
  "type": "transaction",
  "id": "ea1efdd0-20f9-44d9-9b0b-0a3d71e9b625",
  "payment_method": {
    "type": "payment-method",
    "approval_url": "https://www.paypal.com/checkoutnow?token=..."
  },
  "method": "paypal"
}
Redirect the buyer to the approval_url so they can log in to PayPal, review the transaction, and approve the payment. After approval, the buyer is redirected to the redirect_url you provided when creating the transaction. Do not rely solely on the redirect - either poll the transaction or (recommended) rely on webhooks to detect the final status (for example capture_succeeded or failure states).

Testing

PayPal provides a sandbox environment for testing transactions. After setting up your sandbox PayPal developer account, you can create test buyer accounts in the PayPal Developer Dashboard. Use these test buyer accounts to log in during the redirect flow and approve test transactions. The sandbox environment simulates the production flow without processing real payments. For detailed testing instructions and test account setup, see the PayPal Developer documentation.