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Laybuy is a buy now, pay later (BNPL) payment method that allows buyers to split purchases into weekly installments. Laybuy uses a redirect flow where the buyer approves the payment on the Laybuy hosted page.

Setup

Laybuy provides a self-service sign-up for a sandbox account. To sign up, visit the sign-up page.

Credentials

When setting up Laybuy in the dashboard, configure the following credentials. Both values can be found in the Laybuy Admin Portal under Account > API Details.
  • Merchant ID - The Laybuy merchant ID.
  • API Key - The Laybuy API key.

Capabilities

Supported countries

Supported currencies

Limitations

  • Cart items required - Cart items must be included with every transaction and must match the transaction amount.

Required fields

Laybuy requires the following buyer information with every transaction:
  • First name
  • Last name
  • Email address
  • Phone number

Integration

The default integration for Laybuy uses a redirect to a hosted payments page. Start by creating a new transaction with the following required fields.
After the transaction is created, the API response includes a payment_method.approval_url and the status is set to buyer_approval_pending. The approval URL expires after 30 minutes.
Redirect the buyer to the approval_url (open in a browser or Webview), where they can complete the payment. Once the buyer approves, the transaction progresses to a capture_succeeded state.