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Authipay is a card payment gateway brand from Fiserv, a global financial services technology company. It processes card payments on the same Fiserv IPG (Internet Payment Gateway) platform as the Fiserv IPG connector, using credentials issued against your Authipay account.

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Setup

Authipay credentials are not available through a self-service sign-up. Contact your Authipay representative to have an account created and to be issued the API credentials for both the test and live environments.

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Connector configuration

After setting up your Authipay connector in the dashboard, configure how transactions are routed to it. Choose one of the following options:
  • Using Flow - Configure Authipay as the target connector in Flow to automatically route card transactions to this connector.
  • Using the API - Explicitly set the payment_service_id parameter to the Authipay connector ID when creating transactions. This overrides any Flow routing rules.
The connector ID can be found in the dashboard under Connections -> Configured connections.

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Credentials

When setting up Authipay in the dashboard, configure the following credentials, which are obtained from Authipay:
  • API key - The API key issued for your Authipay account.
  • Secret key - The secret issued alongside the API key. Each request is signed with it, so it needs to be the secret that belongs to the API key configured above.
  • Store ID - Your Authipay store identifier, sent with every transaction.

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Capabilities

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Supported countries

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Supported currencies

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Features

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Zero-dollar authorizations

Zero-dollar (account verification) authorizations use Fiserv’s dedicated card verification API rather than a standard authorization for a zero amount. This is Fiserv’s recommended method for verifying a card without placing a charge.

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3-D Secure

Authipay supports pass-through 3-D Secure, where the authentication is performed by a separate 3-D Secure provider and the resulting data is passed to Authipay with the authorization.

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Integration

To accept card payments with Authipay, use one of Gr4vy’s client-side integration methods to securely collect card details. Due to PCI compliance requirements, card data should never be sent directly to your servers. You can integrate using:
  • Embed - A pre-built, customizable payment form that handles the complete payment flow
  • Secure Fields - Embed card input fields for building custom payment forms while maintaining PCI compliance
  • Mobile SDKs - Native SDKs for iOS, Android, React Native, and other platforms
These methods handle card data collection and tokenization. Once the card details are collected and tokenized, create a transaction through the Gr4vy API, which routes the payment to your configured Authipay connection based on your Flow rules or explicit payment_service_id parameter.

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Testing

Authipay issues a separate set of credentials for its test environment. Use the standard Fiserv test cards to simulate transactions:
  • Visa: 4111 1111 1111 1111
  • Mastercard: 5555 5555 5555 4444
  • American Express: 3782 822463 10005
Use any future expiry date and any 3-digit security code (4 digits for American Express). For additional test scenarios, contact your Authipay representative.