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Adyen is a global payment technology company founded in 2006 in Amsterdam, Netherlands. The company provides a single platform for accepting payments across online, mobile, and in-store channels for major enterprises worldwide including Uber, Spotify, and Microsoft. BLIK is a mobile payment system widely used in Poland, operated by Polski Standard Płatności (PSP). It allows users to make instant payments, withdraw cash from ATMs, and pay in stores using a 6-digit code generated in their banking app. BLIK is available to customers of most Polish banks and has become one of the fastest-growing payment methods in Poland.

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Setup

Please follow the common Adyen instructions to get set up with BLIK. Next, make sure to enable BLIK as a payment method on your configured account.

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Supported countries

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Supported currencies

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Integration

For BLIK, the default integration for Adyen is through a redirect to a hosted payments page.

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Redirect integration

Start by creating a new transaction with the following required fields. 
var transaction = await client.Transactions.CreateAsync(
  transactionCreate: new TransactionCreate()
  {
    Amount = 1299,
    Currency = "PLN",
    Country = "PL",
    Intent = "capture",
    PaymentMethod =
      TransactionCreatePaymentMethod.CreateRedirectPaymentMethodCreate(
        new RedirectPaymentMethodCreate()
        {
          Method = "blik",
          Country = "PL",
          Currency = "PLN",
          RedirectUrl = "https://example.com/callback",
        }
      ),
  }
);
After the transaction is created, the API response includes payment_method.approval_url and the buyer_approval_pending status. 
{
  "type": "transaction",
  "id": "ea1efdd0-20f9-44d9-9b0b-0a3d71e9b625",
  "payment_method": {
    "type": "payment-method",
    "approval_url": "https://cdn.sandbox.spider.gr4vy.app/connectors/adyen/apm.html?token=..."
  },
  "method": "blik"
}
Redirect the buyer to the approval_url so they can complete authentication and approve the payment. After approval the buyer is redirected to the redirect_url you provided when creating the transaction. Do not rely solely on the redirect - either poll the transaction or (recommended) rely on webhooks to detect the final status (for example capture_succeeded or failure states).

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Direct integration

Adyen provides web, Android and iOS SDKs for a direct integration. For these flows you should indicate the platform by setting an appropriate integration_client when creating the transaction, and then build a client-side integration that uses the POST /transactions/:transaction_id/session API to initialize the Adyen SDK. To start, create a new transaction with the appropriate integration_client. 
var transaction = await client.Transactions.CreateAsync(
  transactionCreate: new TransactionCreate()
  {
    Amount = 1299,
    Currency = "PLN",
    Country = "PL",
    Intent = "capture",
    IntegrationClient = "ios",
    PaymentMethod =
      TransactionCreatePaymentMethod.CreateRedirectPaymentMethodCreate(
        new RedirectPaymentMethodCreate()
        {
          Method = "blik",
          Country = "PL",
          Currency = "PLN",
          RedirectUrl = "https://example.com/callback",
        }
      ),
  }
);
For mobile, set integration_client to ios or android and use your app deep link for redirect_url (for example, yourapp://). After the transaction is created, the API response includes a session_token which can be used to get the session data for that transaction. 
POST /transactions/:transaction_id/session?token=:session_token

{
  "session_data": {
    "sessionId": "CS04C0B8AC9849A7D8E25B20D",
    "sessionData": "Ab02b4c0!BQABAgBLgbLpvkt1r3",
    "environment": "live",
    "clientKey": "client-key",
    "returnUrl": "https://example.com/callback",
    "paymentMethod": "blik",
    "storePaymentMethod": true
  },
  "default_completion_url": "https://api.sandbox.spider.gr4vy.app/transactions/approve/some-token",
  "integration_client": "web"
}
This session data provides the sessionId and sessionData required to load the Adyen SDK. 
const adyenEnvironment = sessionData.environment;
const clientKey = sessionData.clientKey;
const sessionId = sessionData.sessionId;
const adyenSessionData = sessionData.sessionData;
const returnUrl = sessionData.returnUrl;
const paymentMethod = sessionData.paymentMethod;
const storePaymentMethod = sessionData.storePaymentMethod;
const configuration = {
    environment: adyenEnvironment,
    clientKey,
    analytics: {
      enabled: false,
    },
    session: {
      id: sessionId,
      sessionData: adyenSessionData,
    },
}
AdyenCheckout(configuration).then(function (checkout) {
  let component = checkout
    .create(paymentMethod)
    .mount('#component');
  });

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Complete the transaction

Recommended On mobile integrations, after the buyer completes the payment flow, the Adyen SDK provides the developer with an onFinished call, which includes a statusCode. The system automatically syncs the status through webhooks, but to complete the transaction it is also recommended sending a GET request to the default_completion_url provided in the session response with the sessionId and the sessionResult as query parameters to finalize the transaction. This also moves the transaction to a completed status without waiting for the webhook to be sent. The call returns a 204 No Content response. After receiving this response, you can also optionally fetch the transaction to confirm final status. 
func didComplete(with result: AdyenSessionResult,
            component: Component,
            session: AdyenSession)
{
    var urlComponents = URLComponents(string: defaultCompletionUrl)!
    urlComponents.queryItems = [
        URLQueryItem(name: "sessionId", value: session.session.id),
        URLQueryItem(name: "sessionResult", value: result.sessionResult)
    ]
    
    var request = URLRequest(url: urlComponents.url!)
    request.httpMethod = "GET"
    let task = URLSession.shared.dataTask(with: request) { data, response, error in
        // Handle 204 response, you can now poll the transaction
    }
    task.resume()
}
Please refer to the Adyen documentation for the web, Android and iOS for further guidance.

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Testing

In a test environment, you can simulate a BLIK payment. Adyen has extensive instructions on how to help with this.