> ## Documentation Index
> Fetch the complete documentation index at: https://docs.gr4vy.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Fiserv IPG - Card

> Connect to Fiserv IPG to accept card payments.

Fiserv IPG (Internet Payment Gateway) is a payment processing platform from
Fiserv, a global financial services technology company. It provides card payment
processing for businesses worldwide.

## Setup

Fiserv IPG provides self-service sign-up for a sandbox account. To sign up for
an account, visit the [Fiserv registration page](https://portal.fiserv.dev/user/registration/).

## Connector configuration

After setting up your Fiserv IPG connector in the dashboard, configure how
transactions are routed to it. Choose one of the following options:

* **Using Flow** - Configure Fiserv IPG as the target connector in
  [Flow](/guides/dashboard/flow/overview) to automatically route card
  transactions to this connector
* **Using the API** - Explicitly set the `payment_service_id` parameter to the
  Fiserv IPG connector ID when creating transactions. This overrides any Flow
  routing rules.

The connector ID can be found in the dashboard under **Connections** ->
**Configured connections**.

## Credentials

When setting up Fiserv IPG in the dashboard, configure the following credentials
from the [Fiserv portal](https://portal.fiserv.dev/user/login).

* **API key** - The API key from the Fiserv dashboard under **API Keys**.
* **Secret key** - The secret key found under the API key in the Fiserv
  dashboard under **API Keys**.
* **Store ID** - Your Fiserv store identifier.

<Frame>
  <img src="https://mintcdn.com/gr4vy/81rUFzs1xxqEKdRI/connections/assets/fiserv.png?fit=max&auto=format&n=81rUFzs1xxqEKdRI&q=85&s=3f86bac82d18a80ba2281c7ae6a66ac6" alt="Fiserv" width="1600" height="458" data-path="connections/assets/fiserv.png" />
</Frame>

## Features

Fiserv supports the following features:

* **Delayed capture** - Authorize a payment and capture it at a later time
* **Partial capture** - Capture a portion of the authorized amount
* **Partial refunds** - Refund a portion of the captured amount
* **Refunds** - Refund a captured payment
* **Void** - Cancel an authorized transaction before capture
* **Zero auth** - Verify a card without charging it
* **Digital wallets** - Support for Apple Pay, Google Pay, and other wallet
  integrations
* **Network tokens** - Enable network tokenization when configured
* **Issuer-based installments** - Support for installment payment plans
* **Transaction sync** - Synchronize transaction status with Fiserv
* **3-D Secure** - Pass-through 3DS authentication

## Supported countries

Fiserv supports transactions from buyers in the following countries:

| Country code | Country code | Country code | Country code | Country code | Country code | Country code | Country code |
| ------------ | ------------ | ------------ | ------------ | ------------ | ------------ | ------------ | ------------ |
| `AD`         | `AE`         | `AF`         | `AG`         | `AI`         | `AL`         | `AM`         | `AO`         |
| `AQ`         | `AR`         | `AS`         | `AT`         | `AU`         | `AW`         | `AX`         | `AZ`         |
| `BA`         | `BB`         | `BD`         | `BE`         | `BF`         | `BG`         | `BH`         | `BI`         |
| `BJ`         | `BL`         | `BM`         | `BN`         | `BO`         | `BQ`         | `BR`         | `BS`         |
| `BT`         | `BV`         | `BW`         | `BY`         | `BZ`         | `CA`         | `CC`         | `CD`         |
| `CF`         | `CG`         | `CH`         | `CI`         | `CK`         | `CL`         | `CM`         | `CN`         |
| `CO`         | `CR`         | `CU`         | `CV`         | `CW`         | `CX`         | `CY`         | `CZ`         |
| `DE`         | `DJ`         | `DK`         | `DM`         | `DO`         | `DZ`         | `EC`         | `EE`         |
| `EG`         | `EH`         | `ER`         | `ES`         | `ET`         | `FI`         | `FJ`         | `FK`         |
| `FM`         | `FO`         | `FR`         | `GA`         | `GB`         | `GD`         | `GE`         | `GF`         |
| `GG`         | `GH`         | `GI`         | `GL`         | `GM`         | `GN`         | `GP`         | `GQ`         |
| `GR`         | `GS`         | `GT`         | `GU`         | `GW`         | `GY`         | `HK`         | `HM`         |
| `HN`         | `HR`         | `HT`         | `HU`         | `ID`         | `IE`         | `IL`         | `IM`         |
| `IN`         | `IO`         | `IQ`         | `IR`         | `IS`         | `IT`         | `JE`         | `JM`         |
| `JO`         | `JP`         | `KE`         | `KG`         | `KH`         | `KI`         | `KM`         | `KN`         |
| `KP`         | `KR`         | `KW`         | `KY`         | `KZ`         | `LA`         | `LB`         | `LC`         |
| `LI`         | `LK`         | `LR`         | `LS`         | `LT`         | `LU`         | `LV`         | `LY`         |
| `MA`         | `MC`         | `MD`         | `ME`         | `MF`         | `MG`         | `MH`         | `MK`         |
| `ML`         | `MM`         | `MN`         | `MO`         | `MP`         | `MQ`         | `MR`         | `MS`         |
| `MT`         | `MU`         | `MV`         | `MW`         | `MX`         | `MY`         | `MZ`         | `NA`         |
| `NC`         | `NE`         | `NF`         | `NG`         | `NI`         | `NL`         | `NO`         | `NP`         |
| `NR`         | `NU`         | `NZ`         | `OM`         | `PA`         | `PE`         | `PF`         | `PG`         |
| `PH`         | `PK`         | `PL`         | `PM`         | `PN`         | `PR`         | `PS`         | `PT`         |
| `PW`         | `PY`         | `QA`         | `RE`         | `RO`         | `RS`         | `RU`         | `RW`         |
| `SA`         | `SB`         | `SC`         | `SD`         | `SE`         | `SG`         | `SH`         | `SI`         |
| `SJ`         | `SK`         | `SL`         | `SM`         | `SN`         | `SO`         | `SR`         | `SS`         |
| `ST`         | `SV`         | `SX`         | `SY`         | `SZ`         | `TC`         | `TD`         | `TF`         |
| `TG`         | `TH`         | `TJ`         | `TK`         | `TL`         | `TM`         | `TN`         | `TO`         |
| `TR`         | `TT`         | `TV`         | `TW`         | `TZ`         | `UA`         | `UG`         | `UM`         |
| `US`         | `UY`         | `UZ`         | `VA`         | `VC`         | `VE`         | `VG`         | `VI`         |
| `VN`         | `VU`         | `WF`         | `WS`         | `YE`         | `YT`         | `ZA`         | `ZM`         |
| `ZW`         |              |              |              |              |              |              |              |

## Supported currencies

Fiserv supports processing payments in the following currencies:

| Currency code | Currency code | Currency code | Currency code | Currency code | Currency code | Currency code | Currency code |
| ------------- | ------------- | ------------- | ------------- | ------------- | ------------- | ------------- | ------------- |
| `AED`         | `AUD`         | `AWG`         | `BBD`         | `BHD`         | `BIF`         | `BRL`         | `BSD`         |
| `BYN`         | `BZD`         | `CAD`         | `CHF`         | `CNY`         | `CZK`         | `DKK`         | `DOP`         |
| `EUR`         | `GBP`         | `GYD`         | `HKD`         | `HUF`         | `ILS`         | `INR`         | `JMD`         |
| `JPY`         | `KRW`         | `KWD`         | `KYD`         | `MXN`         | `MYR`         | `NOK`         | `NZD`         |
| `OMR`         | `PLN`         | `RON`         | `RSD`         | `RUB`         | `SAR`         | `SEK`         | `SGD`         |
| `SRD`         | `TRY`         | `TTD`         | `TWD`         | `USD`         | `VES`         | `XCD`         | `XCG`         |
| `ZAR`         |               |               |               |               |               |               |               |

## Limitations

The following features are not supported by this connector:

* **Over capture** - Capturing more than the authorized amount is not supported
* **Partial authorization** - Partial authorization is not supported
* **Payment method tokenization** - Storing payment methods outside of
  transactions using a separate tokenization flow

Additional limitations include:

* **Google Pay CVV** - To accept Google Pay transactions, your Fiserv merchant
  account or store ID must have the CVV field set as non-mandatory.

## Integration

To accept card payments with Fiserv, use one of Gr4vy's client-side integration
methods to securely collect card details. Due to PCI compliance requirements,
card data should never be sent directly to your servers.

You can integrate using:

* **[Embed](/guides/payments/embed/quick-start)** - A pre-built, customizable
  payment form that handles the complete payment flow
* **[Secure Fields](/guides/payments/secure-fields/quick-start)** - Embed card
  input fields for building custom payment forms while maintaining PCI
  compliance
* **[Mobile SDKs](/guides/get-started#sdks-and-plugins)** - Native SDKs for iOS,
  Android, React Native, and other platforms

These methods handle card data collection and tokenization. Once the card
details are collected and tokenized, create a transaction through the Gr4vy API,
which routes the payment to your configured Fiserv connection based on your Flow
rules or explicit `payment_service_id` parameter.
