> ## Documentation Index
> Fetch the complete documentation index at: https://docs.gr4vy.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Cybersource - iDEAL

> Configure iDEAL via CyberSource as a payment method in Gr4vy.

Cybersource is a Visa solution that provides comprehensive payment processing solutions across multiple payment methods and regions.

iDEAL is a popular online banking payment method in the Netherlands that allows customers to pay directly from their bank account. It is widely used for e-commerce transactions and provides instant payment confirmation.

## Setup

Please follow the [common Cybersource instructions](./cybersource) to get set up with CyberSource.

After setting up your Cybersource account, make sure iDEAL is enabled as a payment method on your account.

## Features

Cybersource iDEAL payments support the following features:

* **Refunds** - Refund transactions in full or in part
* **Transaction synchronization** - Keep payment statuses synchronized with CyberSource

## Supported countries

Cybersource supports transactions from buyers in `NL`.

## Supported currencies

Cybersource supports processing payments in `EUR`.

## Limitations

The following features are not supported by this connector:

* **Delayed capture** - Authorization and capture must happen together
* **Partial capture** - Cannot capture a portion of the authorized amount
* **Void** - Cannot cancel transactions once initiated
* **Payment method tokenization** - Cannot store payment methods for recurring transactions
* **Zero auth** - Zero-dollar verification transactions are not supported
* **Settlement reporting** - Settlement reporting is not available
* **Webhooks** - CyberSource does not support webhooks for iDEAL transactions (status checks via API polling)

## Integration

For iDEAL, the default integration for CyberSource is through a redirect to a hosted payments page.

Start by creating a new transaction with the following required fields.

<CodeGroup>
  ```csharp C# theme={"system"}
  var transaction = await client.Transactions.CreateAsync(
    transactionCreate: new TransactionCreate()
    {
      Amount = 1299,
      Currency = "EUR",
      Country = "NL",
      PaymentMethod =
        TransactionCreatePaymentMethod.CreateCheckoutSessionWithUrlPaymentMethodCreate(
          new RedirectPaymentMethodCreate()
          {
            Method = "ideal",
            RedirectUrl = "https://example.com/callback",
          }
        ),
    }
  );
  ```

  ```go Go theme={"system"}
  amount := int64(1299)
  currency := "EUR"
  country := "NL"
  method := "ideal"
  redirectUrl := "https://example.com/callback"

  redirectPaymentMethodCreate := components.RedirectPaymentMethodCreate{
    Method: method,
    RedirectUrl: redirectUrl,
  }
  paymentMethod := components.CreateTransactionCreatePaymentMethodRedirectPaymentMethodCreate(redirectPaymentMethodCreate)

  transactionCreate := components.TransactionCreate{
    Amount:        amount,
    Currency:      currency,
    Country:       &country,
    PaymentMethod: &paymentMethod,
  }

  transaction, err := client.Transactions.Create(ctx, transactionCreate, nil, nil)
  ```

  ```java Java theme={"system"}
  CreateTransactionResponse transactionResponse = gr4vyClient.transactions().create()
    .transactionCreate(TransactionCreate.builder()
      .amount(1299L)
      .currency("EUR")
      .country("NL")
      .paymentMethod(TransactionCreatePaymentMethod.of(RedirectPaymentMethodCreate.builder()
        .method("ideal")
        .redirectUrl("https://example.com/callback")
        .build()))
      .build())
    .call();

  Transaction transaction = transactionResponse.transaction().orElse(null);
  ```

  ```php PHP theme={"system"}
  $transactionCreate = new TransactionCreate(
    amount: 1299,
    currency: 'EUR',
    country: 'NL',
    paymentMethod: new RedirectPaymentMethodCreate(
      method: 'ideal',
      redirectUrl: 'https://example.com/callback'
    )
  );
  $response = self::$sdk->transactions->create($transactionCreate);
  $transaction = $response->transaction;
  ```

  ```python Python theme={"system"}
  transaction: models.Transaction = client.transactions.create(
    amount=1299,
    currency="EUR",
    country="NL",
    payment_method={
      "method": "ideal",
      "redirect_url": "https://example.com/callback",
    }
  )
  ```

  ```ts TypeScript theme={"system"}
  const transaction = await gr4vy.transactions.create({
    amount: 1299,
    currency: "EUR",
    country: "NL",
    paymentMethod: {
      method: "ideal",
      redirectUrl: "https://example.com/callback"
    }
  })
  ```
</CodeGroup>

After the transaction is created, the API response includes `payment_method.approval_url` and the `buyer_approval_pending` status.

```json theme={"system"}
{
  "type": "transaction",
  "id": "ea1efdd0-20f9-44d9-9b0b-0a3d71e9b625",
  "payment_method": {
    "type": "payment-method",
    "approval_url": "https://cdn.sandbox.spider.gr4vy.app/connectors/cybersource/apm.html?token=..."
  },
  "method": "ideal"
}
```

Redirect the buyer to the `approval_url` so they can complete authentication and approve the payment. After approval the buyer is redirected to the `redirect_url` you provided when creating the transaction. Do not rely solely on the redirect - either poll the transaction or (recommended) rely on webhooks to detect the final status (for example `capture_succeeded` or failure states).

### Pending transactions

Cybersource does not support webhooks for iDEAL transactions yet. This means that any payment in a pending status requires a query to the Cybersource API to get the latest status. The system automatically polls for status updates.

### Merchant name

By default the merchant name is set to `Default merchant name` for an iDEAL payment. To set this to a custom value, use the `statement_descriptor.name` field:

```json theme={"system"}
{
    "amount": 1800,
    "currency": "EUR",
    "country": "NL",
    "intent": "capture",
    "payment_method": {
        "method": "ideal",
        "country": "NL",
        "currency": "EUR",
        "redirect_url": "https://example.com"
    },
    "statement_descriptor": {
        "name": "Test 123"
    }
}
```

## Testing

Cybersource has [instructions](https://developer.cybersource.com/hello-world/testing-guide.html) on how to test iDEAL.